A few months ago I read this post on one of the blogs that I regularly visit. The blogger talks about how she is working to start a savings account for her baby without actually going to the bank and open up an account.
To get the account going, she and her husband are living by the $5 rule, meaning that whenever she or her hubby gets a $5 bill it goes into her baby's at home savings account.
Ben and I (well, mostly me with a little Ben) have implemented this into our home too... whenever I have a five, I put it in Dylan's little red piggy bank. It's amazing how his little savings account has grown over the past few months... every week we add another couple of fives and it just keeps growing and growing.
Eventually we will head to the bank and open an account for Dylan... since there will likely be college, a mission, and a wedding to pay for. Until then, little red pig gets fatter and fatter each week.